A permanent move may open a Special Enrollment Period to change Medicare Advantage plans outside the usual enrollment dates. Schedule a review of the plans our agency represents at your new address.
Your move may qualify you — eligibility depends on your new address, your move date, and your current plan.
Helping a parent move? You're welcome to join the scheduled call together.
Or call 833-265-9655. There is no cost for the review, and scheduling a call does not commit you to enroll.
Often, yes. A permanent move may give you a Special Enrollment Period to change Medicare Advantage or Part D coverage. You may qualify if your new address is outside your plan's service area, or if the move gives you new plan choices. For most domestic moves, the opportunity begins when you move and continues through two full months afterward. If you notify your plan before moving, it can begin the month before your move. Different timing applies when returning to the United States or moving into or out of an institution.
What Changed
Medicare Advantage plans are tied to service areas, networks, and local plan availability. After a move, the doctors you want may be outside the network, a preferred pharmacy may be treated differently, and your old plan may not be offered where you now live. Your opportunity to make a move-related change also has a defined time limit — so the first step is finding out what changed, and what did not.
Check whether the plan serves your new permanent address, or whether it's likely to be limited to the area you left.
Review the doctors, hospitals, pharmacies, and prescriptions that matter to you before you choose anything.
Confirm the SEP dates that apply to your specific move — they depend on when and where you moved.
How This Works
During a scheduled call, a licensed insurance agent can help you confirm the move-related enrollment period, review the Medicare Advantage plans the agency represents at your new address, and compare what matters to you — doctors, hospitals, prescriptions, pharmacies, premiums, and cost-sharing. You decide whether any available option fits your needs.
Share your new ZIP code, move date, current coverage, and whether you're helping yourself or a family member.
Identify the doctors, facilities, prescriptions, budget concerns, and benefits you want considered.
Understand the represented options, available timing, and what would happen if you keep or leave your current plan.
David Scallion
Licensed Insurance Agent, Lehigh Partners Senior Benefits
David is who you'll likely speak with when you schedule a review on this page. He's helped clients compare Medicare Advantage, Supplement, and Part D options for years — including moves across state lines and coverage changes for aging parents.
More about DavidDepending on your location and the time you choose, you may also be connected with one of our other licensed agents:
Gina Chandler
Licensed Medicare Insurance Agent
View Gina's full profile →
Danny Rodriguez
Licensed bilingual Medicare Insurance Agent
View Danny's full profile →
What You Get
Review Medicare Advantage plans represented by our agency for your new ZIP code, instead of relying on information tied to your old address.
Compare available network and formulary information for the doctors, hospitals, pharmacies, and prescriptions you identify.
Provider participation, formularies, and plan details can change — confirm important providers directly before receiving care.Confirm the enrollment opportunity that applies to your move and review the available effective-date choices before submitting an enrollment request.
Situation by Situation
Every row below should be confirmed for your specific move before you enroll. If you're returning from abroad or moving into or out of a care facility, those situations follow different timing than a typical domestic move.
| Your Situation | What the Move May Let You Do | General Timing |
|---|---|---|
| New address outside your plan's service area | Switch to a Medicare Advantage or Part D plan available at the new address; potentially return to Original Medicare | Move date through two full months after; can begin the month before with advance notice |
| New address inside your plan's service area, with new options | Switch to a newly available Medicare Advantage or Part D plan | Same general move timing |
| Returning to the U.S. after living abroad | Join a Medicare Advantage or Part D plan | Two full months after the month of return |
| Residing in an eligible institution (e.g., certain nursing facilities) | Join, switch, or drop Medicare Advantage or Part D coverage | While residing there |
| Leaving an eligible institution | Join, switch, or drop Medicare Advantage or Part D coverage | Through two full months after the month of departure |
Source: Medicare.gov — Special Enrollment Periods. A licensed agent can help confirm the exact dates and available effective date for your situation before you submit an enrollment request.
Client Reviews
Real clients have shared that they felt heard, helped, and not rushed.
“I needed information and advice for both myself and my mother on how to assess our medical insurance and its rising costs. I got both questions fully answered and used their advice to change our providers with lower costs and comparable coverages. It was easy to understand and process. I'm so thankful I contacted Mr. Scallion and I highly recommend his service.”
Dan Fornataro Google review“Dave helped my mom with her Medicare coverage. He was very knowledgeable and pleasant to work with. I highly recommend him!”
Joey Carty Google review“I live in Shrewsbury, PA, and David was able to set up my complete health insurance without me traveling. He is very knowledgeable about the plans available and is an expert on Medicare. David is professional in every aspect of customer service and is always ready to answer questions and clarify information.”
Bob Bromiley Google reviewFor most permanent domestic moves, the opportunity begins when you move and continues through two full months afterward. If you tell your plan before moving, it can begin the month before the month of your move. Your exact dates depend on your address, move date, current plan, and circumstances.
There is no cost for the review, and scheduling a call does not commit you to enroll.
Eligibility for a move-related Special Enrollment Period depends on your specific address, move date, and plan. Benefits, features, costs, provider networks, drug formularies, and service areas vary by carrier, plan, and county and are subject to annual change. Not connected with or endorsed by the U.S. government or the federal Medicare program.
Before You Schedule
Continue Learning
Different move-related situations follow different timing rules. These sibling pages are part of the same Special Enrollment Period silo as this page is published.
